Public Liability Insurance scheme for GTC members

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What is the facility?

The facility provides GTC members with public liability insurance on the following basis:

Public Liability Insurance for claims up to £10,000,000
Excess for third party property damage claims: £150
Access to a risk solutions helpline, which will provide advice on risk management, compliance, security and health and safety by phone. The helpline will be available from 9am–5pm, Monday to Fridays, excluding Bank Holidays.
The annual policy runs from 1 May to 30 April. (N.B. This policy is a group GTC policy that runs from 1 May for all members, regardless of when you apply and pay for your first year’s cover.)

This policy is only available to GTC members based in the UK.

Subject to full policy conditions which you will receive when you obtain a quotation.

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Costs and types of cover

Individuals and limited companies undertaking insured activities where the member is the only director or employee other than a director who is a family member undertaking clerical duties: £26 including Insurance Premium Tax.
Limited companies undertaking insured activities where the member is a director, with up to two other directors and a spend on hiring in freelancers up to £25,000: £45 including Insurance Premium Tax.

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About the cover

The GTC has arranged this insurance with Performance Film & Media to provide GTC members who opt in, with Public Liability cover at a Limit of Indemnity of £10,000,000.

For full policy information please look at: performance-insurance.com/gtc-documents

However, in order to provide some clarification around certain activities, here is some guidance:

Use of Drones or Unmanned Aerial Vehicles

There is no cover provided for this activity. Performance can arrange drone insurance, but this would be a separate insurance Policy.

Work at Height

Cover is provided for a height up to 40 metres only when a written assessment is carried out and a record kept for three years. Written risk assessments are only a policy condition when the work at height exceeds 10 metres.

Filming Underwater

Filming in swimming pools that are closed to the public when filming is taking place is acceptable provided a written risk assessment is carried out and a record kept for three years.

Filming Worldwide

The policy allows members to carry out work worldwide. However, where the UK Foreign and Commonwealth Office advises against travel to an area, written confirmation of cover must be sought from Performance.

Filming on or in offshore installations

Cover is excluded. Performance can look to provide insurance for this on a project by project basis.

Filming at Airports

Cover is provided at a reduced Limit of Indemnity of £2,000,000. If cover above this limit is required, please contact Performance.

Filming involving the use of Heat

Cover is provided at a reduced Limit of Indemnity of £5,000,000. If cover is required above this limit, please contact Performance.

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Film & Media Insurance

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Performance is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.