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Short Period Insurance

Q: I’m hiring in someone else’s kit, how do I know how much to cover this for?

You’d need to ask the owner.The Sum Insured should represent the total replacement value of the kit AS NEW at today’s prices. You should be provided with this figure from the person or company who owns the kit. We strongly advise that you do not estimate this figure yourself as, if this is wrong, you could be liable for the shortfall in the event of a claim, rather than the owner of the kit who gave you the wrong figure!You could always send the hire company, or person you are hiring from, a copy of your quote to check that they are happy with the sum insured.

Image provided by Daniel Annoh from his short film, black n white.
Daniel is a Performance Film and Media Client.

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Why choose Performance?

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COVER FOR 90 DAYS OR LESS

Only get the cover you need with our short period policies of 90 days or less.

Not every production takes months to make – but even when projects are short-term, they still need protecting. That’s why we offer cover on terms of 90 days or less. Whether you’re making a music video, commercial, feature film or kit test, we provide the behind-the-scenes support you’ll need if something goes wrong.

Starting from as little as £38, our short period insurance is quick and easy to buy online. We’ll email your policy documents straight to you so you have them to hand when you need them, and you can even amend your policy after purchase in case anything changes. And don’t worry – our short period cover is accepted by all major hire companies.

WE CAN COVER:

Hired-in equipment
Equipment you’ve purchased specifically for the production in the last three months
Public liability insurance
Employer’s liability insurance
Producer’s indemnity insurance
Alternative hire costs in case you need to hire in replacement kit
Continuing hire cover where you cannot return rented equipment due to loss or damage
Money and assault cover
Personal accident and travel cover

View all cover options

For more information contact us.

‘Performance Film & Media Insurance has always provided the insurance we need at affordable rates. It’s somewhat of a household name, if you need a quick quote for your project, make sure to work with them and they will provide you with a whole range of performance coverage. Great company!’

Philip James McGoldrick

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FAQs

I’m not a limited company, can I still get a quote?

Yes, whether you are a sole trader with a trading name, a partnership or just an individual, we can offer cover to you. Just ensure that you put your full name, as the policyholder.

How long will it take for my documents to arrive?

Your documents are available to download the moment you get a quote or purchased a policy. Any problems with downloading them, please contact the team on 0208 256 4943.

There’s lots of us working together, whose name should the policy be in?

There should be one entity (this can be either a person, or a limited company), who assumes overall responsibility for your project (e.g. Leen Productions Ltd). Their name should be on the filming permit, the equipment hire agreement, and other contracts. They should be the policyholder in these circumstances.

What are the key bits of information you need to provide a quote?

You will need to have the following information in order to get a full validated quotation:

Freelancer:

Hired in Equipment Sums Insured from the hirer
Dates you are picking up and dropping off the equipment
Limit of Public Liability Indemnity you are required to hold
Passport Number and/or Driving Licence Number

Company:

Hired in Equipment Sums Insured from the hirer
Dates you are picking up and dropping off the equipment
Limit of Public Liability Indemnity you are required to hold
Company Directors Full Name
Company Directors Home Address
Company Directors Home Telephone Number
Company Directors Mobile Number
Company Directors Date of Birth
Passport Number and/or Driving Licence Number

In our effort to support the industry and help reduce fraudulent policy purchases, we now ask for more detailed information of individuals related to the policyholder. Should you want further information regarding this please contact the performance team on 0208 256 4943 .

Can I cancel my policy, once I have purchased?

Unfortunately, we have seen a handful of people that have used a canceled policy document to hire equipment, or obtain a filming permit fraudulently. To protect the wider media community, there are no cancellation rights under the policy, so please check your details carefully before you purchase!

However, if you have made a legitimate mistake in your cover which cannot be amended, please speak to us, as we will do our best to work with you to get the correct cover you need. Under exceptional circumstances, we may ask you to re-purchase the correct cover, and then may be able to refund the incorrect policy.

Can I amend my policy?

Yes, you can make amendments to certain aspects of your policy, such as increasing your cover. However, you will be unable to reduce your cover or remove sections of your policy once you have purchased it.

If you feel you have exceptional circumstances, please speak to us on 0208 256 4943 and we will try our best to help.

I’m hiring in someone else’s kit, how do I know how much to cover this for?

You’d need to ask the owner.

The Sum Insured should represent the total replacement value of the kit AS NEW at today’s prices. You should be provided with this figure from the person or company who owns the kit. We strongly advise that you do not estimate this figure yourself as, if this is wrong, you could be liable for the shortfall in the event of a claim, rather than the owner of the kit who gave you the wrong figure!

You could always send the hire company, or person you are hiring from, a copy of your quote to check that they are happy with the sum insured.

What is an Excess and how do I know what the Excess is on this Policy?

An Excess is the first amount of any claim that you are responsible for. Usually, this is deducted from any settlement you receive from the insurers.

Excesses apply under the following sections of cover, and these will be detailed on your quotation and policy schedules, when you come to produce them:

Property Damage
Producers Indemnity
Public Liability

I need Errors and Omissions cover for my production – how do I get this?

Please speak to a member of the Performance Team, who will be happy to arrange this for you.

Contact us on 0208 256 4943 or make an enquiry.

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Can't find what you need?

Get in touch with our specialist team.

0208 256 4943

Cover not due yet?

Let us know when the time is right to contact you.

Renewal Reminder Service

Related Pages

Film & Media Insurance

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Performance is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.