Legal Expenses

By Performance

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In creative industries, particularly those in the film, media and photography space, legal issues can arise quickly, and unexpectedly. So what can be done to help you when there is a need for legal services to intervene?

Legal expenses insurance can help cover you for a range of matters, including, but not limited to:

Contract disputes
Intellectual property claims
Employment disputes
Tax investigations
Property disputes

For creative professionals who often work with multiple clients, collaborators and suppliers, having access to paid-for legal support for any of these subject matters can be the difference between a quick resolution and a costly, drawn out, process.

Another particularly useful feature for many businesses and freelancers is its debt recovery feature:

If a client fails to pay an invoice, particularly one that exceeds £250, legal expenses insurance can step in to help you recover that outstanding amount for you.

This includes covering any solicitors’ fees incurred during the process of pursuing the debt, saving you time and protecting your cash flow.
Typically, you would need to advise your legal expenses insurer of the intent to claim on this section within 90 days of the monies becoming due and payable.

In an industry where your time and reputation is everything, the ability to address disputes quickly and professionally is critical. Legal expenses insurance not only offers peace of mind but also allows you to focus on what matters most, and that’s your service and your clients. Whether you are a freelance photographer, a production company or media agency, it’s worth considering how legal expenses insurance can form an essential part of your risk management strategy.

Be Proactive, Not Reactive.

If you do not currently have legal expenses insurance and wish to discuss the inclusion of this cover to your existing insurance arrangement, please give us a call today on 0208 256 4932 or fill in our enquiry form.

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Performance is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.