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Multimedia Insurance

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All-Risks Negative Insurance, also known as Multimedia Insurance, is a type of insurance that covers the recorded media (including negatives) used in film making or other media.

This includes the original camera footage (and negatives), sound, and interpositive elements. Multimedia insurance covers your actual shot media should it be lost or damaged at any stage throughout production.

WHAT IS COVERED BY MULTIMEDIA INSURANCE?

A multimedia insurance policy covers a wide range of risks and perils that could damage or destroy the negative elements, such as:

  • Physical damage: This includes damage caused by fire, water, theft, or any other type of physical loss.
  • Mechanical or technical failures: Such as damage caused by equipment failures, such as a camera or sound recording equipment.
  • Processing errors: Covering damage caused during the processing of the negative elements, such as chemical spills or misprocessing.
  • Transportation and storage risks: This includes damage caused during transportation or storage of the negative elements, such as rough handling or exposure to extreme temperatures.

It is important to note that All-Risks Negative Insurance does not cover losses due to normal wear and tear or errors made during the production process

WHAT SHOULD I DO IF I NEED TO CLAIM?

In the event of a claim, this cover will pay for the cost to re-create the lost or damaged footage, or alternatively to reimburse the amount spent should the production be abandoned.

There are some conditions which apply in relation to this cover. These usually include having to maintain all artwork drawings, computer images and software until completion of the production and that you must make a copy of any negative prior to it being transferred to another format. A full list of these conditions will be provided when you request a quote.

Three people on a dimly lit set, one operating a camera rig, another with camera equipment, and third standing with hands in pockets.

WHY CHOOSE PERFORMANCE FOR MULTIMEDIA INSURANCE?

Man filming actor on smoky set

We have a dedicated team of Film & Media insurance professionals ready to respond quickly when you need support.

From our in-depth experience, we are aware of the vast spectrum of dangers that exist in this business, as well as the sheer diversity of people who work in it. That’s why, whether you’re a well-established production company, a freelancer, or a student just starting out, we take a personal approach to finding you the right cover.

We offer bespoke cover for most sectors within the television, film, music and media industries, with annual and short-period options available.

In order to provide an annual quotation we would need to know your estimated annual budgeted production costs together with the maximum budget per individual production. If you are looking for short-term cover then we would just need the budget for that particular production.

Choose your cover:

Short Period
Annual

We appreciate that you may need cover on a project by project basis, that is why we offer short period multimedia insurance.

Whether you’re making a music video, commercial, feature film or kit test, we provide the behind-the-scenes support you’ll need if something goes wrong.

Get a quote and buy your policy online in just a few simple steps.

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AFFORDABLE COVER
Our short-term cover isn’t big on price. Choose from a range of policy options from just £38.
MAKE CHANGES EASILY
Forgotten to tell us something? No problem. You can amend your policy after purchase.
COVER FOR 90 DAYS OR LESS
Only choose the cover you need with our short period policies of 90 days or less.

For those that prefer their business to be protected all year round, we also offer this policy on an annual basis.

So whether you work in pre- or post-production, provide equipment hire or work as a freelancer, we can help you choose the right insurance cover for your specific needs.

Have a question or need cover urgently?
Call our team on 020 8256 4943

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ADAPTABLE
We understand every project is different, so we take the time to get to know your needs and adapt our cover to best suit you.
OBJECTIVE
With access to a wide range of specialist media insurance companies across the market, we can always offer the cover you need.
EXPERIENCED
After more than 25 years spent protecting the film and media industry, our team has the expertise to find the right solution for you.

FAQ

Why would I need multimedia insurance?

If you’re responsible for a Production and you suffer an incident which could lead to a claim, the costs you would incur in order to continue production or re-shoot are usually expensive. Insuring these costs can relieve a burden from the production team and leave less onus on setting aside some of the budget to cover such items.

Can this be combined with other insurance policies such as business insurance?

Yes, we can include this cover within a package policy for your business.

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