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Professional Indemnity Insurance

Protecting Creativity, Insuring Excellence: Your Shield in the Spotlight

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In the fast-paced world of film and media, where creativity meets deadlines, professional indemnity insurance can act as your safety net. Find out how insuring your business can help address the industry-specific risks you face, providing a robust defence against potential legal and financial challenges below.

WHAT IS PROFESSIONAL INDEMNITY INSURANCE?

Also known as Professional Liability, Professional Indemnity Insurance is intended to protect professionals and their businesses in the event of a claim being made by a client or third party suggesting that they have suffered a loss as a result of non-performance, breach of contract and/or professional negligence in the services provided.

We would recommend Professional Indemnity insurance to anybody providing a service in which you are liable to cause either a client or third party a potential financial loss. This can range from things such as advising clients that a piece of work will be completed by a certain date and not achieving this or not obtaining the relevant licences for film or media work.

WHAT IS COVERED BY PROFESSIONAL INDEMNITY INSURANCE?

From errors and omissions to breaches of confidentiality, our policies can safeguards your professional reputation and financial stability.

Depending on where your work is undertaken, the cover can be arranged to cover the jurisdiction of the UK or can extend to include the EU or worldwide, whichever is best suited to your requirements.

Our tailored solutions shield you from unforeseen circumstances, ensuring your focus remains on creating exceptional content. The list of coverage includes (but not limited to):

  • Professional Negligence:
    Protection against claims of professional errors, mistakes, or negligence in the delivery of services.
  • Errors and Omissions (E&O):
    Coverage for unintentional mistakes, omissions, or inaccuracies in professional services that result in financial loss for clients.
  • Legal Defence Costs:
    Reimbursement for legal expenses incurred in defending against covered claims, including solicitors fees and court costs.
  • Intellectual Property Infringement:
    Protection against claims of intellectual property infringement, such as copyright or trademark violations.
  • Breach of Confidentiality:
    Coverage for claims related to the unauthorised disclosure of confidential information.
  • Loss of Documents or Data:
    Reimbursement for costs associated with the loss or damage of client documents or data.

A Limit of Indemnity is the maximum amount in which your insurer will pay should a claim arise. This can be arranged on an Any One Claim basis which means the limit would apply to each and every claim you have during the insured period.

Alternatively, this can be arranged on an ‘In the Aggregate’ basis which would mean the maximum limit would apply for the full year, meaning each claim during the year would need to total less than your maximum limit in order to be covered.

The limits available range from £500,000 up to the millions, all you need to do is give us a call and we’ll be happy to talk this through with you.

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WHY CHOOSE PERFORMANCE FOR PROFESSIONAL INDEMNITY INSURANCE?

At Performance Film & Media, we go beyond standard coverage, offering bespoke solutions crafted for the unique needs of filmmakers, producers, and media professionals. Explore the benefits of choosing us as your insurance partner, including:

Industry Expertise

Our team understands the nuances of the film and media landscape, providing insights and support tailored to your specific challenges.

Customisable Policies

Flexibility is key. We offer policies that can be adapted to your projects, ensuring you get the coverage you need without paying for what you don’t.

Claims Assistance

In the unfortunate event of a claim, our dedicated team is by your side, guiding you through the process and advocating for your best interests.

Peace of Mind

With Performance Film & Media, focus on your craft with confidence, knowing that your professional indemnity insurance is in capable hands.

FAQs

What is professional indemnity insurance for the film and media industry?

Professional indemnity insurance protects film and media professionals from financial losses due to claims of errors, omissions, or negligence in their services.

How does PI insurance handle legal defence costs?

The insurance covers legal defence expenses, including solicitors fees and court costs, ensuring professionals have the support needed to defend against claims.

Who benefits from PI insurance in the film and media sector?

Professionals such as filmmakers, editors, producers, post-production companies and y others in the film and media industry can benefit from the protection provided by professional indemnity insurance.

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Performance is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.
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