Protects against third party claims for bodily injury or property damage caused by your business operations. For example, if a developer or publisher exhibiting at an event leaves exposed cables on their stand and someone trips and is injured, this coverage can help with legal and compensation costs. Cover typically provided at £5m with a higher £10m limit available on request, too.

This cover protects against claims arising from professional mistakes, negligence or failure to deliver services as promised. This could include software bugs, publishing delays, design flaws or unmet contractual obligations, whether you’re building the game or bringing it to market.

Employers’ liability insurance protects businesses against claims from employees who suffer injury or illness in the course of their work due to proven business negligence. Employers’ liability ensures compliance with legal requirements and safeguards the business against unexpected financial exposure.

Covers legal defence and potential damages if your game or promotional materials are alleged to infringe on another party’s copyrights, trademarks or patents. This is vital for both developers creating original content and publishers distributing it.

Essential for both developers and publishers in today’s digital first world. This coverage helps manage the fallout from data breaches, hacking, unauthorised access or loss of customer data, including costs for data recovery, legal defence, regulatory fines (where legally able) and customer notifications. This coverage insures your direct losses and those of a possible third party who you may be working with.

Particularly relevant if your business involves physical products such as gaming peripherals, collectors’ editions or branded merchandise. This coverage protects against claims of bodily injury or property damage caused by defective or malfunctioning products.

If your development or publishing operations are disrupted by an insured event (so a fire, flood etc), this coverage helps compensate for any lost income and additional expenses incurred during the downtime or period of upheaval.

Protects your physical assets such as office equipment, computers, servers. Cover can also be extended to protect property away from the premises such as a employee laptops, tablets and company mobile phones and any Stock that you may carry in various forms.

Management liability insurance protects company directors, officers and senior decision makers against claims arising from their management actions. For game developers and publishers, this coverage is critical because leadership teams face risks such as regulatory breaches, employment disputes, mismanagement allegations and shareholder claims.

In a fast-moving industry where intellectual property, data privacy and contractual obligations are complex, management liability ensures that personal assets and company resources are safeguarded against costly legal actions.

Each business will have their own unique needs and requirements but a games developer, at minimum, needs to insure the essentials; property, contents and their equipment, cyber cover, professional indemnity and liability insurance for staff, products and the public.

There are other important considerations such as business interruption cover, cover for intellectual property disputes amongst others but all areas we can discuss with you if you need any further clarity on your own specific circumstances and needs.

Insurance is there to protect you for when things go wrong – your extra life. Insurance cover helps provide financial stability and protection against litigation, which, without insurance, can be costly to the business and can easily derail your creative projects. Insurance is also a legal requirement in instances such as when you are directly employing the services of others.

When purchasing a specialist cyber package from our trusted insurance providers, protection would be provided against the impacts of a cyber hack, ransom, data breach and regulatory fines. The specialist team provided by the insurers can also assist in finding how the cyber attackers infiltrated your systems and help close that door.

Yes – Intellectual property are rights based; breach those rights and someone can bring an action against you and your business. IP insurance can help protect against claims relating to copyright breaches, trademark breaches and patent disputes too. IP can also extend to confidential information and trade secrets.

Yes. The team here at Performance Gaming are here and ready to help you, whenever you need. Our policies are as flexible as you need them to be and so if you have new equipment ordered or a studio refit and your sums insured need tweaking, just give us a call.

At Performance, we have a strong history in working with the creative industries and pride ourselves on being there for every one of our clients, regardless of size. Everyone matters the same. You will get an honest, reliable and trustworthy service and we are here for you.

Through our Employee Benefits team, we can even help you retain and attract the very best talent in the business by providing tailored packages which offer your staff with mental health support, contributions towards eye care and dentistry. Insurance packages which help set you apart.