Drone Insurance

Taking Your Drone Filming to New Heights

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Gone are the days when aerial shots required expensive helicopter rentals and large budgets. Now, qualified pilots can harness the power of drones (also known as UAVs – unmanned aircraft vehicles) to create breathtaking film and video content without breaking the bank. At Performance Insurance, we understand the dynamic world of modern filmmaking, where drones have revolutionised the way aerial footage is captured.

Why Choose Performance for Drone Insurance?

Drone insurance is often a mandatory requirement by aviation authorities and permits may not be granted without proof of adequate coverage. Having drone insurance ensures that professional filmmakers can comply with legal and regulatory requirements, allowing them to operate their drones confidently and legally while focusing on capturing stunning visuals and telling compelling stories.

At Performance we’ve taken the time to understand all the rules and regulations, and we’ve partnered with a market-leading insurer with a long legacy of covering commercial drone operators. Our bespoke drone insurance meets the minimum requirements set out by the Civil Aviation Authorities, helping you stay protected when you take to the skies.

What Is Covered By Drone Insurance?

Drone insurance typically covers a range of aspects related to the operation and use of drones. The specific coverage may vary depending on the insurance provider and policy terms, but here are some common areas covered by drone insurance:

  • Physical Damage: Drone insurance typically provides coverage for physical damage to the drone itself. This includes accidental damage, theft, or loss of the drone. If your drone is damaged or stolen, the insurance will help cover the cost of repairs or replacement.
  • Liability Coverage: Drone insurance often includes liability coverage, which protects you against third-party claims for property damage or bodily injury caused by your drone. If your drone accidentally damages someone’s property or causes injury to a person, liability coverage will help cover legal expenses, settlements, or judgments.
  • Equipment Coverage: Drone insurance may extend coverage to other related equipment used in conjunction with the drone, such as cameras, gimbals, sensors, and other accessories. This coverage protects against damage, loss, or theft of the equipment.
  • Personal Injury Coverage: Some drone insurance policies offer personal injury coverage, which includes protection against claims related to invasion of privacy, defamation, or violation of intellectual property rights arising from the use of drones.
  • Non-Owned Drone Coverage: If you are renting or borrowing a drone from someone else, non-owned drone coverage can provide protection in case of damage or liability issues during its use.
  • Flyaway Coverage: In the event of an uncontrollable flyaway or loss of control over the drone, flyaway coverage can help cover the costs associated with the loss.
  • Emergency Expenses: Drone insurance may include coverage for emergency expenses incurred during a covered incident, such as search and rescue operations or recovery efforts.

 

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FAQs

What is commercial drone insurance?

Commercial drone insurance is a specialised insurance coverage designed to protect individuals or businesses that use drones for commercial purposes. It provides coverage for potential losses, damages, or liabilities that may arise during drone operations.

What risks does commercial drone insurance cover?

Commercial drone insurance typically covers a range of risks, including physical damage to the drone itself, third-party bodily injury or property damage caused by the drone, theft or loss of the drone, and liability arising from privacy breaches or invasion of personal rights. Some policies may also offer coverage for equipment breakdown, cyber liability, or personal injury claims.

Do I need commercial drone insurance?

In many cases, commercial drone insurance is necessary or strongly recommended. Insurance requirements may vary depending on your country, state, or local regulations. Additionally, clients or organisations you work with may require proof of insurance before allowing you to operate a drone on their property or for their projects. It is crucial to check the legal and contractual requirements in your jurisdiction to determine if commercial drone insurance is necessary.

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