Errors & Omissions Insurance

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Errors and omissions insurance, also referred to as E&O insurance, is an insurance policy that is there to protect you from third parties claiming financial losses due to claims of negligence, copyright infringement etc… in your project. When you produce a Film, Video or a Television production it’s important to ensure you are protected against your potential liabilities once your production begins to be distributed.

WHAT IS COVERED BY ERRORS & OMISSIONS INSURANCE?

Errors and Omissions Insurance can cover you for any defence costs that may occur and insures you against damages as a result of a claim. For example, if a production company uses any copyrighted material without permission, E&O insurance can cover the cost of any legal fees and settlements.

The type of cover a bespoke policy for a Film, Television or Video producers can provide can include, but isn’t limited to the following:

  • Intellectual property infringement
  • Breach of confidentiality
  • Your failure to give credit of authorship
  • Trademark Infringement
  • Breach of the scope of your license with a third party

It is vital to keep in mind that E&O insurance does not cover behaviours that are considered to be intentionally negligent or illegal.

WHY CHOOSE PERFORMANCE FOR ERRORS & OMISSIONS INSURANCE?

We have a dedicated team of film & media insurance professionals ready to respond quickly when you need support.

Due to the breadth and depth of our knowledge in this industry, we are well aware of the myriad of risks that are inherent to it, as well as the huge array of individuals that are employed within it. On the strength of this, we take a personalised approach to choosing the ideal cover for you, regardless of whether you are a well-established production firm, a freelancer, or a student who is just beginning their career.

We offer bespoke annual cover for most sectors within the television, film, music and media industries.

A person operates a camera on a tripod in a room illuminated by red lighting. A subject stands in the background.

Annual Cover

To ensure your equipment is protected from breakdown all year round, we offer this policy on an annual basis.

So whether you work in events, film, tv or work as a freelancer, we can help you choose the right insurance cover for your specific needs.

Have a question or need cover urgently?
Call our team on 020 8256 4943

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FAQs

Why would I need errors and omissions insurance?

E&O insurance protects you from potential lawsuits alleging errors in your professional services. This insurance can help cover legal fees or settlements, which can be prohibitively expensive for your company to bear on its own.

What happens if you dont have E&O insurance?

Without E&O insurance, a business can be held accountable for vast amounts of money in damages, plus any additional legal costs. This type of liability insurance is typically necessary for businesses that provide professional advice or services.

Can this be combined with other insurance policies such as business insurance?

This insurance is usually purchasing alongside your commercial business insurance, however, we can create a common renewal date so you have one review period for your business insurance.

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